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Question 1 Online shoppers always run the risk that: Question 2 The act that requires lenders to inform borrowers of the annual rate of interest to be charged, plus related fees and services charges is called: Question 3 When businesses adopt voluntary policies for protecting the privacy of individuals’ information disclosed during electronic transactions, this is an example of: Question 4 An identifying marker placed on a user’s computer hard drive during visits in order to identify the user during each subsequent visit and to build profiles of their behavior over time is called a: Question 5 Advertising that is targeted to particular customers, based on their observed online behavior, is called: Question 6 The law requiring that toys and infant products be tested before sale is called the: Question 7 Which of these is not a current consumer law that protects individual privacy? Question 8 Which of the following statements is not true about the organization Consumer Reports? Question 9 Consumers owe more money on their home loans (mortgages) than on any other kind of household debt. After mortgages, what makes up the largest portion of household debt? Question 10 In the United States, which of the following agencies enforces the laws prohibiting deceptive advertising? Question 11 Under what legal doctrine does a firm bear legal responsibility for injuries caused by something it made or sold, whether or not it was negligent or breached a warranty? Question 12 Consumers have become more dependent on businesses for product quality because: Question 13 Which organization brings together 250 nonprofit groups to espouse the consumer viewpoint? Question 14 Warning consumers about the possible side effects of pharmaceutical drugs is an example of consumer protection against: Question 15 Before deregulation, government agencies frequently: Question 16 The practice of adapting the job to the worker is called: Question 17 A reason for an increase in employee monitoring does not include: Question 18 Employees in the United States have a legal right to: Question 19 Which of the following is (are) true about Employee Assistance Programs (EAPs)? Question 20 The right to free speech is protected in the United States by the: Question 21 Which of the following is not true about employee theft? Question 22 Since the mid-1950s the proportion of American workers represented by unions has: Question 23 A strong employer-employee relationship is central to: Question 24 The leading cause of death on the job is due to: Question 25 One important aspect of the new social contract is: Question 26 Which of these statements accurately describe(s) the “gig” (or sharing) economy? Question 27 Only after which of the following conditions is (are) met, should the whistle-blower go public? Question 28 Where are workers not permitted to form independent unions? Question 29 The Occupational Safety and Health Act gives workers the right to a job: Question 30 Polygraph testing:

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