18 Apr Functional Area Paper Assignment follow direction *I have provided a word document to prepare the assignment with 10-13 references listed in the wor
Functional Area Paper Assignment follow direction
*I have provided a word document to prepare the assignment with 10-13 references listed in the word document. This assignment must be due within 6 hours by 7:30 pm on April 17, 2022. Original work from a writer no grammar error and use APA writing style 7th edition professional writing and template is already APA formatted. The research paper is 10 pages of context I have provided the title page and references inside the word documents. Read the directions of all the attached documents before preparing the assignment on Financial behaviors & DNA analysis correlation.
*For this paper, you are going to expand on one of the discussion forums that you have already
written. You will choose one of the topics from your previous discussions (Marketing,
Accounting, Finance, or Management) and elaborate on the current trend in this area.
Your paper should include an introduction of the topic that consists of a historical definition based
on literature, a discussion of the current research in the field (last 5 years only), and a section that
addresses future questions that will need to be addressed and/or explored in research.
This paper should draw on a minimum of ten substantial journal article resources and will be 10
to 12 pages in length (not including the title page, abstract, or reference pages) observing all
APA style conventions. No plagiarism
You may use any articles or writings that you wrote about in your previous discussion forums in
this course.
The organization of your paper should be as follows:
Title Page
*Introduction: Gives an overview of your topic and discusses the organization of your paper.
You would also include your historical definition here based on the literature.
*Current Research: In this section, you will include identified themes you have found in the
research articles that you reviewed. You will support each of these themes with your research
articles (See Functional Paper Video in Module 5: Week 5 for more information).
*Future Questions: In this section, you will discuss the future research areas that were present in
the articles you synthesized. You should list and discuss the question and use multiple articles to
provide support. These should come directly from the research (See Functional Paper Video in
Module 5: Week 5 for more information.
Financial Behaviors & DNA Analysis
April 17, 2022
Author Note
I have no known conflict of interest to disclose.
Correspondence concerning this article should be addressed to
Email:
Abstract
Financial behaviors have been known to tell researchers, finance advisors, bankers, and financial consultants to gain insight on how consumers’ buy habits and spending change. This functional assignment will cover a more in-depth analysis of a finance topic with the correlation between DNA analysis and consumer financial behaviors. Financial behaviors The purpose of the research is to better understand why consumers make these financial decisions. These research articles will assist in providing a clear summary of supporting evidence on using DNA analysis relationships with specific financial behaviors.
Keywords: financial, financial behaviors, financial literacy analysis, DNA
2
FUNCTIONAL AREA ASSIGNMENT 2
Financial Behaviors & DNA Analysis
References
Alexander, K., Danila, V., Klavdiya, B., Kalinin, A., Vaganov, D., & Bochenina, K. (2020). Discovering patterns of customer financial behavior using social media data. Wien : Springer. doi:10.1007/s13278-020-00690-3
Bi, Q., Dean, L., Guo, T., & Sun, X. (2022). The impact of using financial technology on positive financial behaviors. Journal of Financial Planning, 35(4), 46-50. Retrieved from https://ezproxy.liberty.edu/login?url=https://search.ebscohost.com/login.aspx?direct=true&db=bth&AN=156173429&site=ehost-live&scope=site
Chang, C., McAleer, M., & Wong, W. (2018). Decision sciences, economics, finance, business, computing, and big data: Connections. Advances in Decision Sciences, 22, 1-58. Retrieved from http://ezproxy.liberty.edu/login?qurl=https%3A%2F%2Fwww.proquest.com%2Fscholarly-journals%2Fdecision-sciences-economics-finance-business%2Fdocview%2F2246691894%2Fse-2%3Faccountid%3D12085
De Neve, J., & Fowler, J. H. (2014). Credit card borrowing and the monoamine oxidase A (MAOA) gene. Journal of Economic Behavior & Organization, 107, 428-439. doi: https://doi.org/10.1016/j.jebo.2014.03.002
Dzomonda, O., & Fatoki, O. (2018). Evaluating the effect of owners' demographic characteristics on the financial management behaviour of rural entrepreneurs in south africa. Academy of Accounting and Financial Studies Journal, 22(3), 1-11. Retrieved from http://ezproxy.liberty.edu/login?qurl=https%3A%2F%2Fwww.proquest.com%2Fscholarly-journals%2Fevaluating-effect-owners-demographic%2Fdocview%2F2124417636%2Fse-2%3Faccountid%3D12085
Gathergood, J., & Weber, J. (2014). Self-control, financial literacy & the co-holding puzzle. Journal of Economic Behavior & Organization, 107, 455-469. doi: https://doi.org/10.1016/j.jebo.2014.04.018
Kim, K. T., & Lee, J. M. (2021). A review of a decade of financial behavior research in the journal of family and economic issues. New York, N.Y.] : Human Sciences Press. doi:10.1007/s10834-020-09711-x
Kliger, D., van den Assem, Martijn J., & Zwinkels, R. C. J. (2014). Empirical behavioral finance. Journal of Economic Behavior & Organization, 107, 421-427. doi: https://doi-org.ezproxy.liberty.edu/10.1016/j.jebo.2014.10.012
Michael Collins, J., & Urban, C. (2014). The dark side of sunshine: Regulatory oversight and status quo bias. Journal of Economic Behavior & Organization, 107, 470-486. doi: https://doi.org/10.1016/j.jebo.2014.04.003
Moreland, K. A. (2018). Seeking financial advice and other desirable financial behaviors. Journal of Financial Counseling and Planning, 29(2), 198-207. doi: http://dx.doi.org/10.1891/1052-3073.29.2.198
Murguía, A., & Pfau, W. D. (2022). Retirement income beliefs and financial advice seeking behaviors. Financial Services Review, 30(1), 1-29. Retrieved from https://ezproxy.liberty.edu/login?url=https://search.ebscohost.com/login.aspx?direct=true&db=bth&AN=155325799&site=ehost-live&scope=site
Xiao, J. J., & Porto, N. (2017). Financial education and financial satisfaction: Financial literacy, behavior, and capability as mediators. The International Journal of Bank Marketing, 35(5), 805-817. doi: http://dx.doi.org/10.1108/IJBM-01-2016-0009
Xu, Y., Briley, D. A., Brown, J. R., & Roberts, B. W. (2017). Genetic and environmental influences on household financial distress. Journal of Economic Behavior & Organization, 142, 404-424. doi: https://doi.org/10.1016/j.jebo.2017.08.001
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Criteria Ratings Points
Content 41 to >36.0 pts
Advanced
The paper includes a historical and supported definition of the topic, discussion of current research in the field, and addresses future research questions that need exploration.
36 to >28.0 pts
Proficient
Most of the required components are included but some are not well developed or fully discussed.
28 to >0.0 pts
Developing
Significant number of topics not well covered.
0 pts
Not Present
41 pts
Support 41 to >36.0 pts
Advanced
Strong support for content provided using doctoral level analysis.
36 to >28.0 pts
Proficient
Significant support for content provided.
28 to >0.0 pts
Developing
Weak to fair support for content provided.
0 pts
Not Present
41 pts
Scholarly Sources
41 to >36.0 pts
Advanced
Exceptional number of scholarly sources used above the minimum requirements.
36 to >28.0 pts
Proficient
Adequate number of scholarly sources used meeting minimum requirements.
28 to >0.0 pts
Developing
Insufficient to fair number of scholarly sources used.
0 pts
Not Present
41 pts
APA Formatting
32 to >28.0 pts
Advanced
The paper adheres to current APA format without errors or 1 minimal error. It includes a title page, abstract, citations, reference page, and the use of APA level headings.
28 to >21.0 pts
Proficient
1 or more of the following criteria are not met: The paper adheres to current APA format without errors or 1 minimal error. It includes a title page, abstract, citations, reference page, and the use of APA level headings.
21 to >0.0 pts
Developing
2 or more of the following criteria are not met: The paper adheres to current APA format without errors or 1 minimal error. It includes a title page, abstract, citations, reference page, and the use of APA level headings.
0 pts
Not Present
32 pts
Spelling and Grammar
20 to >18.0 pts
Advanced
Few to no spelling/grammatical errors.
18 to >15.0 pts
Proficient
Modest number of spelling/grammatical errors.
15 to >0.0 pts
Developing
Significant number of spelling/grammatical errors.
0 pts
Not Present
20 pts
Total Points: 175
Functional Area Paper Grading Rubric | BUSI701_D07_202220
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BUSI 701
Functional Area Paper Assignment Instructions
For this paper, you are going to expand on one of the discussion forums that you have already written. You will choose one of the topics from your previous discussions (Marketing, Accounting, Finance, or Management) and elaborate on the current trend in this area.
Your paper should include an introduction of the topic that includes a historical definition based on literature, a discussion of the current research in the field (last 5 years only), and a section that addresses future questions that will need to be addressed and/or explored in research.
This paper should draw on a minimum of ten substantial journal article resources and will be 10 to 12 pages in length (not including the title page, abstract, or reference pages) observing all APA style conventions.
You may use any articles or writings that you wrote about in your previous discussion forums in this course.
The organization of your paper should be as follows:
Title Page
Introduction: Gives an overview of your topic and discusses the organization of your paper. You would also include your historical definition here based on the literature.
Current Research: In this section, you will include identified themes you have found in the research articles that you reviewed. You will support each of these themes with your research articles (See Functional Paper Video in Module 5: Week 5 for more information).
Future Questions: In this section, you will discuss the future research areas that were present in the articles you synthesized. You should list and discuss the question and use multiple articles to provide support. These should come directly from the research (See Functional Paper Video in Module 5: Week 5 for more information.
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